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Posts Tagged life events and divorce

Health Insurance Coverage After a Divorce

Health Insurance DivorceIt is not uncommon during a marriage for one spouse to be the primary policyholder of a medical insurance plan and the rest of the family to be covered under that one plan. Typically, the plan is offered through that spouse’s employer. However, when spouses file for divorce, the question arises as to how will the other spouse, and also the children, be covered by medical insurance.

 

In Massachusetts, there are laws that require the policyholder spouse to continue to provide coverage to the children, and also to the other spouse, so long as coverage to the other spouse is available. In the common situation where an insurance policy is provided through a group plan offered by the policyholder’s employer, then pursuant to Massachusetts General Laws chapter 175, Section 110I, and Massachusetts General Laws chapter 176G, Section 5A, the policyholder spouse must continue this coverage, unless there is what is known as a “triggering event.” A triggering event is something that would cause a person to no longer be eligible for coverage under a specific medical insurance policy. With … Read More »



7 life events that can lead to divorce

sickness and healthLate last month, Boston Marathon bombing survivor Rebekah Gregory made headlines with the sad news that she was separating from her husband-who was also injured in the blast-less than one year after their dream wedding. Without knowing the couple, it’s impossible to say what contributed to the dissolution of their marriage, but it’s probably safe to say that the stresses of the last few years (surgeries, rehabilitation, major physical changes) may have played a role.

And while not everyone has to deal with things this catastrophic, most couples do face plenty of stressors and life changes, both big and small. We asked Elizabeth Ochoa, PhD, marriage counselor and chief psychologist at Beth Israel Medical Center in New York City, to weigh in on life events that can sometimes lead to divorce-and how to protect your relationship from their harmful effects.

RELATED: 12 Ways Your Relationship Can Hurt Your Health

Illness

When one spouse develops a serious or chronic health condition, it can change the entire dynamic of a relationship.

“Illnesses create debt … Read More »



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