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Newletter Archives

Spring Newsletter 2013

A federal government agency has issued new rules for home mortgages that will rewrite the way that banks decide who gets a home loan. If you’re thinking about buying a new home, you’ll want to know about these rules, so you’ll know what to expect when you apply for a mortgage and what you can do to increase your chances of getting the loan you want.

The rules officially take effect next January, but many lenders will begin following them as soon as possible.

For a long time, banks have been worried about being sued by homeowners if they make a loan that the homeowner can’t reasonably be expected to pay off. The new rules say that banks can no longer be sued in this way if they make loans that follow certain requirements. These loans are called “qualified” mortgages.

While it’s possible that some lenders will continue to issue “unqualified” mortgages, this will be the exception rather than the rule, because lenders will be facing potential legal liability if they do so. It’s expected that most lenders will try to issue … Read More »

Our Latest Newsletter

Check out our Fall Newsletter, which includes articles regarding: Precautions to take when buying a house with an unmarried partner; Companies that call their employees ‘independent contractors’; Who’s responsible for paying deceased relative’s debts?; Complying with the terms of divorce agreements…..and more!


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Our Latest Newsletter

Check out our Summer Newsletter regarding topics such as: Facebook’s impact on divorce; Minor accidents and their potential serious repercussions; The benefits of having a Trust in a Will; New problems for seniors moving into nursing homes…and more! CLICK HERE TO READ Tweet Don’t Forget to Follow Us on Twitter!

Our Latest Newsletter

Check out our Spring Newsletter, which includes legal information that may be useful to you or your loved ones. Of particular interest in this quarterly newsletter are articles pertaining to the following topics:

The tax repercussions of having a nanny; Updating your health care proxy; A new reverse mortgage option; Precautions to take when injured and more!



Winter Newsletter

Read our Winter Newsletter containing interesting information regarding:

Prenuptial agreements and their growing popularity; More employees being entitled to time off to care for children; Federal Estate Tax; Hobbies being subject to zoning rules; Precautions to take with joint property and ‘payable on death’ accounts…and more!


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Fall Newsletter

Check out our Fall Newsletter! This issue features articles pertaining to several interesting topics including:

Crime victims compensation; Post-nuptial agreements and their growing acceptance; Changes to home mortgages; and Precautions when using “do it yourself” power of attorney forms.



Our Latest Newsletter

Check out our Summer Newsletter! This issue features an article on legal steps to consider if you are remarrying later in life and covers other topics including: Tenancy; Texting while driving; Dividing property in a divorce; and Employee’s and their LinkedIn profiles.


Our latest newsletter


Read the latest Newsletter from Amaral & Associates, P.C.! Included in this issue are:

Visitation Over the Internet Making Gifts or Loans to Children? Mention this in your Will Cities and States can be Sued for Dangerous Roads Supreme Court Limits Age Discrimination Lawsuits Check the Zoning Rules Before you Buy a Property Trademark a Sound You can read our winter newsletter here»

eNewsletter Alert Recap

Image of Amaral & Associates, P.C.'s eNewsletter Alert(via) eNewsletter November 12, 2009

Have you missed recent eNewsletter Alerts? Check out our recap to see all of Amaral & Associates, P.C.’s past Alerts on:

Divorce Mediation Mortgage Workouts Child Support Guidelines Homesteads Trusts for Children Compensation for Personal Injuries Auto Accidents Estate Planning With a “Living Trust” Doing Business as a “Limited Liability Company (LLC)” Wills Powers of Attorney, Health Care Proxies and Living Wills Buying/Selling a Home What You Should Know if You are Arrested

Read our past eNewsletter Alerts»

Buying a New Home

Image of Amaral & Associates, P.C.'s eNewsletter Alert(via) eNewsletter October 2, 2009

In this week’s eNewsletter Alert, learn about what you can do when buying or selling your home!

Home ownership can provide you with many benefits: secure shelter, a long-term investment and tax advantages. However, a home is also a major financial commitment. There are ways to avoid costly mistakes that can strain your budget and your patience. Amaral & Associates, P.C.’s latest eNewsletter Alert contains tips to help you avoid problems when buying or selling a home. Continue reading»

Don’t forget, you can also read past eNewsLetter Alerts here»

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