The odds of any person winning the lottery are very slim. However, if someone does win the lottery, and he/she is married at that time, under Massachusetts law, the lottery winnings are a marital asset. Under Massachusetts law, all property owned by one spouse individually, or both spouses jointly, is considered marital property. That means, if after winning the lottery, the spouses then divorce, the lottery winnings are part of the marital estate to be divided in the divorce; there is no presumption that the spouse who won the lottery gets to keep all of winnings.
For many people, falling in love and preparing for marriage is a process that is so wonderful that they lose sight of the harsh reality that anything can happen and marriages often end. Therefore, the idea of a Pre-Nup is many times not spoken of, as it implies that there is a possibility that the soon to be marriage could potentially result in divorce one day. If you have assets, it is in your best interest to have a Pre-Nup prepared, but initiating a conversation with your spouse regarding the same is not always easy. The following are a few tips to assist you in asking your spouse for a Pre-Nup, while decreasing the chances of bringing turbulence to your relationship:Bring it up in the Beginning
If possible, at the beginning of any relationship, make it known that you intend to sign a Pre-Nup with whomever you marry. Your soon to be spouse will be aware and prepared for the conversation, eliminating any shock or personal concerns that you doubt the marriage will last.Use Good Timing
If you are already engaged and you haven't discussed your desire for a Pre-Nup, choose your timing wisely. Avoid having the discussion during or close to any time of celebration, as you do not want to ruin the mood. Try to have the conversation much earlier than your wedding day.Be Informative and Prepared
Make sure that you illustrate to your spouse that you will make sure that he or she is taken care of in the event of a split. Be prepared by knowing what you are going to give and what you are asking for, and explain the reasoning to your spouse in a way that he or she can relate to. Both parties can benefit from the
Pre-Nup if it is negotiated fairly.Concern for the Children
Asking for a Pre-Nup is easier if either of you have children from a previous marriage. Anyone can understand the need to protect the assets that your children are entitled to.For more information, contact us at email@example.com.
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Credit scores are one of the most critical finances pieces of recovering financially from a divorce. Credit scores are also one of the most overlooked pieces of post-divorce, as I've found by communicating with thousands of followers of my blog, WealthySingleMommy.com. I reached out to Gerri Detweiler, director of consumer education for Credit.com, and author of the free ebook Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights for tips on navigating this important reality of life.
Divorce is prevalent in American culture nowadays. All divorces are painful, but those between parents of small children can be particularly hard, since you worry about your children's emotional welfare on top of all of the other stressors involved in your divorce. Amidst all of the pain and chaos of your divorce, making sure the kids are okay is of paramount importance for most parents.
Not all divorce advice is created equal. For every good tip you receive from someone (don't use your attorney as your therapist, keep those rants about your ex off Facebook), there are just as many unhelpful comments: "Don't get mad, get everything!" Just no.